Raemy Singh FCA

Raemy qualified as a Chartered Accountant at Deloitte in London before joining RBS plc as a Business and Financial Analyst. She spent 8 years working on deals, assessing the financial and commercial viability of businesses, developing the ability to analyse financial models, forecasts and proposed projects expediently.

Raemy is a fluent French speaker and has in the past worked on a number of high-profile European deals including the financial modelling of Pernod Ricard’s acquisition of Allied Domecq and the Co-operative Group’s acquisition of Somerfield.

Since co-founding Forward Financials, she has used her skill set to help her clients, that include owner-managed businesses and SMEs, plan, restructure, obtain finance and grow. One of her recent achievements includes her position as Finance Director to an SME in the digital music industry. The business which was loss-making, has been successfully turned around.

She regularly prepares forecasts and financial narrative for Investment Memorandums and Bank Finance Requests and has recently provided transaction support to an MBO team to ensure a successful outcome for all parties involved.

Known for her proactive approach and personable style she is an insightful addition to the team.

Delphine Paterson FCCA ACIB

Delphine is a Chartered Certified Accountant and Associate of the Chartered Institute of Bankers having worked in senior finance roles for over 20 years. Prior to founding Forward Financials, she worked in the City at RBS plc as a Credit Manager and Corporate Analyst where high-profile deals included the Ferrovial/BAA acquisition and Land Securities/Trillium split.

Since forming Forward Financials over 10 years ago her part-time Finance Director roles have assisted clients drive growth, strengthen cash flow, implement accurate reporting and improve stakeholder visibility. She is also a proven turnaround manager implementing change to attain profitability and ensure ongoing funding support.

Delphine is a specialist in building integrated, scenario-based financial models to support debt/equity applications, MBO’s, acquisitions, strategic planning and cash management. Her models are currently providing ongoing financial visibility in owner managed businesses and larger corporates such as St Andrew’s Healthcare, Mode Print Solutions and Blue Inc post administration.

She has an excellent track record in raising finance helped by her extensive network and first-hand knowledge of bank credit processes, their approach to risk, pricing, covenants and security.