Despite delays to lockdown-easing, business confidence remains robust as the vaccine roll out proves to be a success and there is hope that the economy will reopen later this year. Many businesses are viewing the removal of lockdown restrictions as […]
Read more ›Prospects are affected by non-financial factors as well as by financial performance. Yes, criteria must be met but what else can you do to improve your chances of bank support… Establish an open relationship with your bank – if you […]
Read more ›Banks must meet capital adequacy requirements and as a result if you have any bank debt it is a Basel II/III requirement that you are assigned a credit grade (or credit score). Essentially, the weaker your credit grade the higher […]
Read more ›If you are willing to sell a share in your business equity finance is a viable option over bank finance. Key to the deal is the valuation of your business and the risk and return for any potential investor.
Read more ›